Plans come in tiers and will cover 10 different essential benefits.

To aid in simplifying the Obamacare process, insurers will offer four standardized insurance plans — designated bronze, silver, gold, platinum. Olympic and rap jokes aside, each will allow buyers to access 10 categories of essential benefits such as emergency service, prescription drug coverage, mental health treatment, and preventive care.

Bronze (60 percent of medical costs), silver (70 percent), gold (80 percent), and platinum (90 percent) will cover a range of plans and offer their own standard premiums.

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