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Mary J. Blige has held the Queen of Hip-Hop R&B title for too long, and sold too many albums, to be having financial problems like these. The “Be Happy” singer has been hit with a $3.4 million dollar federal tax lien.

TMZ reports:

Mary J. Blige’s financial woes have QUADRUPLED — on top of the $900k she allegedly owes the Garden State, TMZ has learned MJB has been slapped with a $3.4 MILLION bill from Uncle Sam.

The IRS filed a federal tax lien against the Grammy winner, claiming she failed to pay all her income taxes for the years 2009 ($574,907.30), 2010 ($2,203,743.53) and 2011 ($647,604.60).

Tax bill grand total: $3,426,255.43. Translation: A LOT OF FREAKING MONEY.

Of course, the IRS needs to get in line … the State of NJ says MJB still owes $901,769.65 in back taxes. Blige is being sued for allegedly defaulting on a $2.2 million bank loan and her charity is facing a lawsuit that claims it took out a $250k loan and never paid it back.

We reached out to Mary’s team for comment — so far nada. We also alerted them to TurboTax.

Blige was hit with the $900K tax bill from New Jersey in February.

Whatever you do Mary, don’t blame your tax troubles on slavery. That didn’t work out too well for Lauryn Hill.

Photo: Vibe