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WILL SMITH and JAY-Z

photo: John Saint-Hilaire / WENN

9. WHERE THERE’S A WILL THERE’S A WAY

Although it can be a scary thought for most folks, it’s never too early to have a last will and testament drawn up.

Along with attaining a revocable power of attorney, who can make medical and financial decision for you should you become incapacitated, establishing a will can make sure your wishes are honored should an accidental death occur.

You can’t come back from the dead, so make sure you choose someone you trust to protect your loved ones and make sure what money and assets you did have get distributed as you saw fit. This is especially true for anyone who has children.

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