2. SAVE FOR A RAINY DAY
Dodging your landlord on the first of the month should never be your regular M.O. because the struggle is real. Checks get lost in the mail and unexpected expenses can pop up at any given moment, that’s why by age 30 you should have learned to plan ahead.
Experts advise having at least 6 to 9 months of living expenses in an emergency savings account in case times get tough. Understandably, that’s not a reality for most, but that doesn’t mean you can’t put a few coins in the stash.
Set up an automatic deduction to transfer whatever funds you can spare every payday so you don’t even have to think about it. Having a few rainy day funds tucked away is better than having none at all. Real talk.
