1. BENEFITS ARE FOR YOUR BENEFIT SO USE ‘EM, BRUH
By age 30 you should not only be working, but holding down a job that offers benefits — and we’re not talking about free snacks in the break room or breath mints in the reception area. While retirement is likely the farthest thing from your mind, it shouldn’t be. If you’re job offers a 401(k) or a Roth IRA (self-employment), take advantage of it.
No one likes the idea of even more money coming out of their paycheck, but unlike taxes, where it feels like you’re just paying “the man,” a retirement plan is just you putting away a stash for your own future.
Whether you make weekly, monthly or quarterly contributions, your retirement plan should start long before you need it because over time it can create that early exit from the workforce you’re already dreaming about.
